ABSTRACT
This research work is a very crucial study for the Access Bank Plc. The study was motivated by the necessity to establish what constitute motivational instrument in  the organization and the extent of their application. Sources of data includes, primary and secondary data in which both relevant official and non official materials and publications regarding the subject matter were drawn. Data collected were analyzed using table and percentages. Tests were carried out on the hypothesis using chi-square method. The major research findings revealed that, the performance of an employee to a very large extent does not depend solely on his skills and ability, intelligence or knowledge, but on the motivation he receipts. Motivation of course, is the portent force for optimum productivity. This force is embedded in those incentives that make an employee to work harder, compelling him to action while at the same time satisfying his desire. It also shows that adequate use of motivational instruments have drastically reduced rate of labour turnover and lateness to work by some workers in Access Bank Plc. From the finding, for motivation to be successful, it must be  connected to other management control, and must protect and reflect quality. It also has shown that an employee would always want his efforts and competence in his job to be appreciated and adequately rewarded, otherwise he could feel bitter and frustrated. Having outlined some of the revelations drawn from the study, organizations wishing to optimize its resources should as a matter of fact concentrate more on incentive scheme which is performance based. This if proper implemented will create room fro efficiency and encourage competition amongst workers, which will then be translated in grater productivity. 
 
TABLE OF CONTENTS 
Title page  i
Approval page  ii
Dedication  iii
Acknowledgement  iv
Abstract  v
Table of Contents  vi
List of Tables  x
CHAPTER ONE 
INTRODUCTION
1.1 Background of the study  1
1.2 Statement of the problem  11
1.3 Objective of the study  13
1.4 Research questions     13
1.5 Hypothesis formulation  14
1.6 Significance of the study  15
1.7 Scope of the study  16
1.8 Historical Background of Access Bank Plc  17
1.9 Definition of terms   21
CHAPTER TWO 
REVIEW OF RELATED LITERATURE 
2.1 Introduction  24
2.2 Motivation and performance  26
2.3 Models and Theories on Motivation  27
2.3.1 Content theories of motivation 28
2.3.2 Process theories  of motivation  38
2.3.3 Techniques for motivating the employee  47
2.3.4 Symptoms of poor motivation  50 
2.3.5 Importance of motivation  51
CHAPTER THREE 
RESEARCH DESIGN AND METHODOLOGY 
3.1 Introduction  53
3.2 Research method and design  54
3.3 Area of the study  55
3.4 Population of the study  55
3.5 Method of data analysis  56
3.6 Instruments for data collection  58
3.7 Validation of the instruments  58
3.8 Reliability of the instruments  59
3.9 Method of data collection  59
3.10 Sample and sampling procedures  60
CHAPTER FOUR 
DATA PRESENTATION AND ANALYSIS    
4.1 Introduction  62
4.2 Respondents characteristics and classification  63
4.3 Presentation and analysis of data 
(Research Question)  65
4.4 Presentation and analysis of data (Research Hypothesis)  68
CHAPTER FIVE    
FINDINGS, SUMMARY, CONCLUSION AND RECOMMENDATION 
5.1 Findings   75
5.2 Conclusions  76
5.3 Recommendations  77
5.4 Suggestions for further studies  79
Bibliography  81
Appendixes  83
 
LIST OF TABLES AND DIAGRAMS
2.1 Abraham Maslow – Hierarchy of Needs  32
2.2 Clayton Alderfer – The ERG Theory  34
2.3 Fredrick Hertzberg – The factory theory  36
4.1 Age classification  63
4.2 Sample size distribution  64
4.3 Organization data  66
4.4 The way staff and workers are treated  66
4.5 Trade union position of its employees  67
4.6 Joint consultation  68
4.7 Effective motivation  68
4.8 Effective motivation  69
4.9 Adoption of motivation technique 71
4.10 Success of motivation  71