The ultimate goal of this study is to find out the effect excess liquidity has on the profitability of commercial banks, if the polices imposed by the central bank on the commercial has solved, the problems and of having excess liquidity in the commercial bank effect the relationship which exist between customers and banks.
In this study, a questionnaire was used to collect the relevant data from the staff of first bank plc Enugu main branch Enugu.
The findings revealed that on the liquidity of commercial banks in Nigeria. Under this is the historical development of commercial banks in Nigeria, the liquidity requirements and problems of banks in Nigeria as well as the steps the federal government has taken to revamp liquidity problems.
The method of data analysis, and the treats data presentation and result the excess liquidity problem in the Nigeria banking system resulted from the increased foreign exchange inflow from the oil sector.
TABLE OF CONTENTS
Cover page
Title page---------i
Approval page ---------ii
Dedication ---------iii
Acknowledgement --------iv
Table of contents --------v
List of tables --------vi
Abstract --------
CHAPTER ONE:
INTRODUCTION
1.1Background of the study
1.2Statement of the problems
1.3Purpose or objective of study
1.4Scope or delimitation of the study
1.5Research questions
1.6Hypothesis
1.7Significance of the study
CHAPTER TWO:
2.1Literature review
2.2Liquidity versus profitability
2.3Liquidity problem of commercial
2.4The Historical development of commercial banking in Nigeria
2.5Federal Government steps in revamping liquidity problems in commercial banks
2.6Summary of the related review literature
CHAPTER THREE:
RESEARCH DESIGN AND METHODOLOGY
3.1Research design
3.2Area of study
3.3Population of the study
3.4Sample and sampling procedure
3.5Instrument for data collection
3.6Validity of the instrument
3.7Reliability of the instrument
3.8Method for data collection or administration of instrument
3.9Method of data analysis
CHAPTER FOUR
4.1Summary of results /findings
CHAPTER FIVE
DISCUSSION, IMPLICATION, RECOMMENDATION AND CONCLUSION
5.1Discussion of results
5.2Conclusion
5.3Implications of the result
5.4Recommendations
5.5Suggestions for further studies
5.6Limitation of the study
References
Appendix
