INTRODUCTION
 Banking in Nigeria has gone through very dramatic changes within this decade the industry has grown beyond optimistic expectations. Over the period, the number of banks expanded, the variety of banks increased, banking operation were substantially deregulated, competition increased and banks were forced to be more innovative and service oriented.
Nigerian Agricultural, co-operative and Rural development bank (NACRDB) COME IN AS A Financial Institution which provides medium and long term credit for the creation or expansion of agricultural, commercial and industrial enterprises of the Economy. It is mostly established by the government.
In Nigerian Economy, agricultural sector is among other sector which is very central to it’s economic growth and development. It play very vital role in the economy by providing food, increasing domestic savings, providing foreign exchange earnings, employment, providing raw- materials for the industrial sector, as well as improving the gross domestic product of the country.
Before NACRDB was established, several other measures had been taken by the government to encourage agriculture in the country, but they all failed the economy. It is in search for an efficient agricultural financing institution that these Nigerian Agricultural, co-operative and Rural development bank came in

TABLE OF CONTENT
Title page
Approval page
Dedication
Acknowledgement
Table of content

Chapter one
Introduction
Background of the study
Statement of the problem
Purpose of the study
Significance of the study
Limitation of the study

Chapter two
Review of literature

Chapter three
Research design and methodology
Sources of data
Location of data
Method of investigation

Chapter four
Findings

Chapter five
Recommendation and conclusion
BIBLIOGRAPHY.