TABLE OF CONTENTS
Title Page i
Approval page ii
Dedication iii
Acknowledgement iv
List of Table v
Table of Content vii
Abstract x
CHAPTER ONE
1.0 Introduction 1
1.1 Background of the Study 1
1.2 Statement of the Problem 6
1.3 Purpose of the Study 6
1.4 Scope of the Study 7
1.5 Significance of the study 7
1.6 Hypothesis 8
1.7 Definition of Terms 9
CHAPTER TWO
2.0 Review of Related Literature 11
2.1 The role of commercial Banks in Nigeria Economy 11
2.2 Causes of Non-performing accounts/ credits 13
2.3 Techniques though which banks can minimize 15
2.4 The purpose and importance
of commercial banks in Nigeria. 20
2.5 The positive impacts of the prudential guideline
on Nigeria banking industry and the economy. 23
2.6 Historical background of union 26
CHAPTER THREE
RESEARCH METHODOLOGY 29
3.1 The Design of the Study 29
3.2 Population of the Study 29
3.3 Sample and Sampling Techniques 30
3.4 Instrument for Data Collection 32
3.5 Validity Reliability of Instrument 33
3.6 Method of Data Collection 33
3.7 Method of Data Analysis 35
CHAPTER FOUR
4.0 Data Presentation and Analysis 37
CHAPTER FIVE
DISCUSSION OF RESULTS 61
5.1 Discussion of Findings 61
5.2 Recommendation 64
5.3 Limitation of Study 65
5.4 Suggestion/ Area for further studies 65
5.5 Conclusion 66
Appendix I 67 Appendix II 68
