TABLE OF CONTENTS

Title page

Approval page

Dedication

Acknowledgement

Table of contents

Abstract

Preface

Proposal

CHAPTER ONE:

1.0 Introduction

1.1 Background of the study

1.2 Statement of problems

1.3 Objectives of the study

1.4 Significance of the study

1.5 Scope and limitations of study

1.6 Hypothesis of the study

1.7 Brief history of the Union Bank of Nig. Plc

1.8 Definition of Terms

CHAPTER TWO:

2.0 Literature Review

2.1 Concepts of Bank lending

2.2 Objectives of Bank lending

2.3 Basic principles of lending

2.4 Constraints/Problems of lending

2.5 Purposes of Ratio Analysis

2.6 Profile of Union Bank

2.7 Objectives/Functions of Union Bank

2.8 Achievements/Challenges

CHAPTER THREE:

3.0 Research Design and Methodology

3.1 Introduction

3.2 Sources of data

3.3 Research population

3.4 Primary and Secondary Data

3.5 Sampling Method used

3.6 Sample Plan and Sample Size

3.7 Questionnaire Design

3.8 Description of Respondents

3.9 Method of Data Analysis

CHAPTER FOUR:

4.0 Data presentation and analysis on findings

4.1 Data presentation

4.2 Data analysis

4.3 Interpretation of results

4.4 Test of hypothesis

CHAPTER FIVE:

5.0 Summary/Recommendation and Conclusion

5.1 Discussion of findings

5.2 Conclusion

5.3 Recommendations

Appendix