TABLE OF CONTENTS

Cover i

Title                                                           ii

Declaration……………………………………………………………………………………………………………………         iv

Certification………………………………………………………………………………………………………………………    v

Dedication………………………………………………………………………………………………………………………       vi

Acknowledgement……………………………………………………………………………………………………………     vii

Table of Contents………………………………………………………………………………………………………………   viii

Abstract……………………………………………………………………………………………………………………………     ix

CHAPTER ONEINTRODUCTION     PAGES

1.1Background of the study        1-2

1.2Statement of the problem                    2-3

1.3Research question         3

1.4Objective of the study        3-4

1.5Hypothesis of  the study         4

1.6Justification for the study        4-5

1.7Scope of the study         5

1.8Definition of terms            5-6

CHAPTER TWO LITERATURE REVIEW

2.1Conceptual Review      7-30

2.1.1Conceptual framework                30

2.2        Empirical Review      31-32

2.3        Theoretical Review     32-36

2.3.1    Theoretical framework      36-38

CHAPTER THREE;                   METHODOLOGY

3.1     Area of study39

3.2     Research design                                                                                                  39

3.3  Population sample Size and Sampling technique 39                     

3.3     Source and data collection  40

3.4     Research instrument40

3.4.1 Reliability of instrument40

3.4.2   Validity of instrument40

3.5      Re-statement of hypotheses41

3.6      Methods of data analysis41

CHAPTER FOUR;   DATA  PRESENTATION , ANALYSIS AND RESULT INTERPRETATION.

4.1      Data Presentation and Analysis          42-52

4.2      Test of hypotheses         52-54

4.3    Discussion of findings            55

CHAPTERFIVE: SUMMARY, CONCLUSION, AND RECOMMENDATIONS 

5.1    Summary             56

5.2     Conclusion 56-57

5.3      Recommendation             57

5.4       Contribution to knowledge             58

5.5      Limitation to the study                                  58

5.6      Suggestion for further Studies     58

             References

Appendices

ABSTRACT

The broad objective of this study is to examine the effect of government cashless policy on corruption in Nigeria. To   achieve this objective 35 questionnaire were administered to ministries department and agencies MDAS in Ede north and south local Government in Osun State.  The data were analyzed using simple percentage and standard deviation to test the hypotheses. Base on the findings, it shows that the adoption of cash-less policy is high because of its policy benefits in Nigeria economy even though it encounters lots of challenges. However, experts and government officials have continued to paint the system in very colorful tones. For instance, the World Bank says that “operating a cashless society in Nigeria was strategy for fast-tracking growth in the nations’ financial sector”. The findings also show that a variety of benefits are expected to be derived by various stakeholders from an increased utilization of Cash-less policy.  Therefore, we recommend that Government and the CBN should create awareness on the benefits derivable from cashless policy for the improvement of businesses and economic development.