ABSTRACT
This research project tends to evaluate the impact of supervision and control of the Central Bank on the performance of commercial banks. Access Bank Nig Plc Lagos Branch was used as the case study. To aid this research both primary and secondary data were collected. The instruments used to collect data are questionnaires and oral interviews. The respondents comprised of male and female from the bank and the population put together is 150 and sample size is 109. The research design used for this work is the survey research method. In the course of this research the researcher found out that supervisory and control functions when conducted on a timely and unbiased manner ensures capital adequacy, high standard of conduct, moderation of bank charges and profitability. The researcher recommends that bank inspections should continue to be regular and timely enough; control measures of the CBN should not be too stringent as to have long negative impact on banking operations. Finally only competent, skilled and unbiased bank examiners should be engaged in bank supervision.
TABLE OF CONTENT
Cover page.............................................................................i
Title Page...............................................................................ii
Certification...........................................................................iii
Dedication.............................................................................iv
Acknowledgement................................................................v
Abstract.................................................................................vii
Table of Content..................................................................viii
CHAPTER ONE
INTRODUCTION
1.1 Background of the study...............................................1
1.2 Statement of the problem............................................6
ix
1.3 Objective of the study...................................................7
1.4 Research questions.......................................................8
1.5 Significance of the study...............................................8
1.6 Scope of the study.........................................................9
1.7 Limitations of the study................................................9
1.8 Definitions of terms......................................................10
Reference......................................................................11
CHAPTER TWO
REVIEW OF RELATED LITERATURE
2.1 Theoretical framework of the study...............................12
2.2 Historical background.....................................................15
2.3 current literatures on postulated theories.....................17
References.............................................................................31
x
CHAPTER THREE RESEARCH DESIGN AND METHODOLOGY
3.1 Research design...............................................................32
3.2 Sources of data................................................................32
3.2.1 Primary sources of data................................................32
3.2.2 Secondary sources of data............................................33
3.3 Population of the study...................................................33
3.4 Sample design and determination of sample size..........34
3.5 Method of data collection..............................................35
3.5.1 Questionnaire design, distribution and collection of responses..............................................................................35
3.5.2 Secondary method of data collection.........................36
xi
3.6 Method of data presentation and analysis....................36
CHAPTER FOUR:DATA PRESENTATION AND ANALYSIS
4.1 Presentation of frequency tables.................................38
4.2 Demographic characteristics........................................39
4.3 Presentation according to key research questions.......41
CHAPTER FIVE:
SUMMARY OF FINDINGS, CONCLUSIONS AND RECOMMENDATIONS
5.1 Summary of findings.......................................................48
5.2 conclusion of the study..................................................48
5.3 Recommendation...........................................................49
xii
APPENDIX.........................................................................51
Questionnaire...................................................................52
Bibliography......................................................................54