ABSTRACT
Working capital, as the name implied comprises capital that are not used for long-term investment. Thus, the instrument used for collecting the data are questionnaire and official document of the bank (Bank PHB), the researcher used mean statistic, method to analyze the data and extract the findings. However, emphasis should be directed towards systematic introduction of appropriate technology for control and management information system purpose. Indeed a financial data is relevant in banking industries. The introduction of the method in the banks to take care of the determination of cash balances for different periods in as much as experience is a good teacher, a scientific forecasting method should be introduced. The study would be of benefits to students, banking and institution i.e. it would enable students carryout research and persuade learning on issues that has to do with working capital management. The majority of the documents shows how working capital management had made it possible on the operational exercise and providing services of the banks in Nigeria.
TABLE OF CONTENTS
Title Pagei
Declarationii
Approval pageiii
Dedicationiv
Acknowledgementv
Abstractvi
Table of contentsvii
CHAPTER ONE
1.0Introduction1
1.1Background of the Study1
1.2Statement of the Problem3
1.3Objectives of the Study4
1.4Significance of the Study5
1.5Research Questions6
1.6Scope of the Study7
1.7Limitation of the Study7
CHAPTER TWO
Literature Review
2.0Introduction11
2.1Concept of Working Capital Management11
2.2Characteristics of Working Capital Management15
2.3Working Capital Component in Banking Sector
2.4The Meaning and Importance of Cash Management in the Bank
2.5Approaches to Working Capital Management18
2.6Determinant of Working Capital21
2.7Financial Working Capital22
2.8Management for Cash and Marketable Securities23
2.9Summary of the Review
CHAPTER THREE
Research Methodology
3.1Introduction26
3.2Research Design26
3.3Area of Study27
3.4Population of Study27
3.5Sampling Size and Sampling Techniques28
3.6Instrument of Data Collection28
3.7Validation of Instrument28
3.8Reliability of Instrument29
3.9Method of Data Collection30
3.10Method of Data Analysis31
CHAPTER FOUR
Data Presentation and Analysis
4.0Introduction33
4.1Characteristics of Respondents34
4.2Presentation of Data and Analysis36
4.3Summary of Findings
4.4Discussion of Findings
CHAPTER FIVE
Summary, Conclusion and Recommendation
5.0Introduction49
5.1Summary49
5.2Conclusion50
5.3Recommendations51
Reference 54
Appendix I55
Appendix II
