TABLE OF CONTENTS

Title page 

Approval page 

Dedication 

Acknowledgment 

Table of contents 

CHAPTER ONE: GENERAL INTRODUCTION

1.1 Background of the Study 

1.2 Statement of Research Problem 

1.3 Objective of the Study 

1.4 Research Hypotheses 

1.5 Significance of the Study 

1.6 Scope of the Study 

1.7 Chapter Scheme 

CHAPTER TWO: LITERATURE REVIEW

2.1 Introduction 

2.2 Definition of Small and Medium Enterprises 

2.2.1 Cottage Industry 

2.3 Small and Medium Enterprises and access to finance 

2.4 Sources of Financing Small and Medium Enterprises in Nigeria 

2.4.1 Bank Overdraft (Bank Draft) 

2.4.2 Trade Credit 

2.4.3 Leasing 

2.4.4 Venture Capital or Risk Capital 

2.4.5 Business Angels 

2.4.6 Rotating Savings and Credit Associations (ROSCA) 

2.4.7 Small and Medium Enterprises Equity Investment Schemes (SMEEIS) 

2.4.8 The Central Bank of Nigeria Agricultural Credit Guarantee Scheme 

2.5 Challenges of Small and Medium Enterprises Financing 

CHAPTER THREE: RESEARCH METHODOLOGY

3.1 Introduction 

3.2 Research Design 

3.3 Population 

3.4 Sample and Sampling Techniques 

3.4.1 Sample 

3.4.2 Sampling Techniques 

3.5 Data Collection Method 

3.6 Data Analysis Techniques 

CHAPTER FOUR: DATA PRESENTATION AND ANALYSIS

4.1 Introduction 

4.2 Data Presentation and Analysis 

4.3 Hypotheses Testing 

4.4 Decision Rule 

CHAPTER FIVE: SUMMARY, FUNDINGS, CONCLUSION AND RECOMMENDATIONS

5.1 Introduction 

5.2 Summary 

5.3 Findings and Conclusion 

5.4 Recommendations 

Bibliography 

Appendix