PROPOSAL

The research work is basically concerned with the effectiveness of credit management in the banking industry. It will also discuss about the emergence of banking industry in Nigeria.

The research will also discuss about the meaning, benefit of banking industry, purpose of banking industry, causes and types of lending and credit facility and tools used in loan monitoring and supervision.

This research work will be divided into five (5) chapters in – order to have a better understanding of the subject matter and aid locating of different chapters and numbers where they can be found.

Chapter one will discuss the purpose and objectives of

the study, scope and limitation of study.

Chapter two will cover the reviewing of different literature

from different author that are relevant to the project.

Chapter three will be based on the research methods used in carrying out the research work.

Chapter four is the presentation and analysis of data used.

Finally chapter five will being summary of the work, recommendation, conclusions and references.

TABLE OF CONTENTS

Title Page i

Certification ii

Dedication iii

Acknowledgement iv

Table of Contents vi

Proposal viii

CHAPTER ONE

1.0 Introduction 1

1.1 Objective of the study 6

1.2 Scope of the study 7

1.3 Limitation of the study 7

1.4 Background of the study 8

1.5 Statement of the problem 10

1.6 Definition of terms 11

1.7 Plans of the study 13

CHAPTER TWO

2.1 Review of related literature 15

CHAPTER THREE

3.0 Research methodology 38

3.1 Background of the studies 38

3.2 Source of data 32

3.3 Analysis of Data 39

3.4 Historical background of the case study 40

3.5 Corporate Organization structure 44

3.6 Sample Size 45

3.7 Population of the study 46

CHAPTER FOUR

4.1 Data presentation, interpretation and analysis 48

4.2 Source of Field Summary 48

4.3 Research findings 67

CHAPTER FIVE

5 Summary, conclusion and recommendation 70

5.1 Summary 70

5.2 Recommendation 72

5.3 Conclusion 78

References 79