ABSTRACT
 It was in the year 1892 that banking activities first started in Nigeria with the opening of a branch of the African Banking corporation in Lagos. 
 
 It is in the light of these that this work has attempted to showcases the effects of banking regulations and reserves on the performance of commercial banks.  The objective was to access the effects of banking regulation and reserves on the performance of commercial banks in Enugu Urban. 
 
 Help the aeration of commercial banking that can facilitate, mobilize and channel savings for economic growth. 
 Use the monetary policy to regulate the operation of commercial banking. 
 
 Control and management of distress and failing banks opinions were sampled through questionnaire, structure interview and primary and secondary data obtained respectively.  The data gathered were analyses and hypothesis tested.  Findings were made which include that. 
 Regulation and reserves requirements have positive impact on the Nigeria economy. 
 The commercial banks are responding favorably to the banking regulation and reserve. 
 Recommendation were made which include that; it is necessary to secure appropriate treatment of banking regulations reserves to enable it to be publicized and also to collaborate with other regulations of the financial system.
 
 TITLE PAGE
 Cover page
 Title page
 Approval page 
 Dedication 
 Acknowledgement 
 Abstract 
 Table of content
 
 CHAPTER ONE 
 1.0Introduction 
 1.1Statement of problem 
 1.2Purpose of the study 
 1.3Significance of the study 
 1.4Statement of hypothesis 
 1.5Scope of the study 
 1.6Limitations of the study 
 1.7Definition of terms 
 
 CHAPTER TWO 
 2.0Review of relation literature 
 2.1West African Currency Board (WACB)
 2.2Concept of central banking 
 2.3The central bank of Nigeria 
 2.4The free banking Era 
 2.5The banking ordinance of 1952
 2.6Central bank of Nigeria’s objectives 
 2.7Operations of the central bank of Nigeria
 2.8Traditional functions (Banking functions)
 2.9Method of regulation 
 2.10Traditional instruments of monetary policy 
 2.11Direct control of bank liquidity 
 2.12Direct control of bank advances 
 2.13Effect of regulation on commercial banks 
 
 CHAPTER THREE 
 3.0Research methodology and design 
 3.1Source of data
 3.2Primary source         
 3.3Secondary source
 3.4Sample and sampling techniques 
 3.5Method of investigation: method of data presentation 
 3.6Method of data analysis 
 
 CHAPTER FOUR 
 4.0Data presentation and analysis 
 4.1Data presentation 
 4.2Analysis of data 
 4.3Test of hypothesis 
 
 CHAPTER FIVE 
 5.0Findings, conclusion and recommendation
 5.1Summary of findings 
 5.2Conclusion 
 5.3Recommendation 
 5.4Bibliography 
 Appendix 
 Designed interview Questionnaire