Abstract
The purpose of this study is to x-ray the possible impact of liquidity planning as an effective management strategy for profitability data were collected from both primary and secondary sources. The major data collection instrument is the questionnaire. The data were presented in table as frequency distribution.  In analysis, the technique of percentage and frequency were used. In testing the hypothesis, the chi-square was applied the research work is divided in to five chapter. Chapter one  is on the over view of the research work. Chapter two is on literature review. Chapter three is on research methodology. Chapter four is on presentation and interpretation while chapter five is on summary of findings, conclusion and recommendations.

TABLE OF CONTENTS

CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND OF THE STUDY
1.2 STATEMENT OF THE PROBLEMS
1.3 OBJECTIVES OF THE STUDY
1.4 RESEARCH QUESTION
1.5 RESEARCH HYPOTHESIS
1.6 SIGNIFICANCE OF THE STUDY
1.7 SCOPE AND LIMITATION OF THE STUDY

CHAPTER TWO
REVIEW OF RELATED LITERATURE
2.1 INTRODUCTION
2.2 LIQUIDITY THEORIES
2.5 SHIFITABILITY THEORY
2.6 ANTICIPATED INCOME THEORY
2.7 LIABILITY MANAGEMENT THEORY
2.8 THE LIQUIDITY PREFERENCE THEORY
2.10 INSOLVENCY AND ILLIQUIDITY IN THE BANK
2.11 LIQUIDITY-PROFITABILITY TRADEOFF
2.1.3.2 MANAGEMENT EFFICIENCY RATIOS
2.1.3.3 PROFITABILITY RATIOS
2.1.4 MOTIVATE OF HOLDING MONEY

CHAPTER THREE
RESEARCH DESIGN AND METHODOLOGY
3.1 RESEARCH DESIGN
3.2 SOURCE OF DATA
3.2.1 Primary source
3.22 secondary source
3.3 POPULATION AND SAMPLE SIZE
3.4 METHOD OF INVESTIGATION

CHAPTER FOUR
PRESENTATION, ANALYSIS AND INTERPRETATION OF DATA
4.1 ANALYSIS OF DATA
4.2 TEST OF HYPOTHESIS

CHAPTER FIVE
SUMMARY OF FINDING, CONCLUSION AND RECOMMENDATION
5.1 SUMMARY
5.2 CONCLUSION
5.3 RECOMMENDATIONS