Abstract “Money makes the world go round”. The importance of money has made it a very powerful tool man cannot live without. Thus, it is very important for people to have money when they need it. The mobile phone has developed drastically from a device just for making and receiving calls to one that can be used to take pictures, send emails, connect to the internet and do many other things that at one point in time were dedicated to specific devices such as computers. Mobile phone users in Ghana have increased over the years and are still increasing with some people having more than one phone. The introduction of mobile phones that have the capability of accessing the internet has brought rise to applications developed solely for the mobile platform and also websites that are built to fit the mobile specifications such as screen size, page size, size of images, and processing power.