For sometimes now, it has been observed that some people dwell in tents while others live in thatched mud houses, some yet live in dilapidated concrete buildings while other chose to live in tenements, bungalows, flats and messiness of varied structural strength and aesthetics. 

Also, the size of these structures and their construction materials vary greatly and site differences exist. As a result of these observations, the study was on the housing problems and why these discrepancies exist. The title of the research therefore is “financing of real estate in a democratic society’. 

Considering the place of shelter in the life of many provision of housing is supposed to be adequate and supply man’s tastes and descries, bat these days, a lot of uncompleted buildings exist in our village and towns and people live in any available accommodation because they do not have the finance to complete the buildings and live in accommodations of their choice.             

 

Title page

Approval page

Dedication

Acknowledgment

Abstract

Table of content

CHEAPER ONE  

1.0 Introduction

1.1 Statement of problem  

1.2 Background of study

1.3 Objective of study

1.4 Significance of study

1.5 Scope and limitation of study

1.6 Definition of terms

1.7 Research methodology

CHAPTER TWO

LITERATURE REVIEW

Historical background to housing and housing finance in Nigeria.

2.1 The need and demand for housing in Nigeria.

2.2 Participants in the financing of real estate in Nigeria.

2.3 The public sector.

A.  The federal housing authority

B.  States housing development authority corporation

C.  The federal mortgage bank of Nigeria

D.  Insurance companies

E.  The national provident fund

F.  Pension funds

G.  Other financial (commercial banks)    

2.4 The private sector

A.  Property development companies

2.5 The role of Housing finance in housing development

2.6 Sources of real estate finance in Nigeria.

A.  The traditional sources

B.  The modern sources

2.7 Problems arising from inadequate financing of real estate in Nigeria.

CHAPTER THREE 

Enugu State Housing Development Ebeona

3.1 Aims and objectives

3.2 Functions of he corporation Revenue and Finding of Ebeano Housing Estate Enugu 

3.3 Loans

A.  From the government

B.  From financial institutions

CHAPTER FOUR 

Housing Development by Eshda

4.1 Land acquisition

4.2 Perceliation

4.3 Development

4.4 Housing construction

CHAPTER FIVE 

5.1 Finding and Recommendations  

5.2 Recommendation

5.3 Conclusion

    Bibliography