THE ROLE OF NIGERIA DEPOSIT INSURANCE CORPORATION IN THE BANKING SECTOR
TABLE OF CONTENT
CHAPTER ONE
Introduction
1.1              Problem and purpose of the study
1.2              Reason for the study
1.3              Significant of the study
1.4              Definition of the study
CHAPTER TWO
Review of related literature
2.1              Definition of NDIC (history)
2.2              The role of CBN in NDIC establishment
2.3              Supervisory activities of the NDIC
2.4              Capital requirement
2.5              Loan concentration
2.6              Liquidity rate
2.7              Provisioning
2.8              Internal control system
2.9              Problem of NDIC in her smooth operation
CHAPTER THREE
Hypothesis, methodology, sources of data and limitation of the study
3.1              Hypothesis
3.2              Methodology
3.3              Source of data
3.4              Limitation of the study                 
CHAPTER FOUR
The presentation, analysis of data and discussion of result
4.1              Presentation of data
4.2              Analysis of data
4.3              Discussion of result
CHAPTER FIVE
Summary of the work, conclusion and suggestion / recommendation
5.1              Summary of the work
5.2              Conclusion of the work
5.3              Suggestion and recommendation                                   
CHAPTER ONE
INTRODUCTION
1.1              STATEMENT OF THE PROBLEM AND OBJECTIVE OF THE STUDY (PURPOSE OF THE STUDY)
Over the years the federal government was saddled with the problem of the debt owned depositors by failed banks. This the government our this as a big problem because more banks are licensed and this means more liability for the federal government.
            The government after looking critically at the problem decided to established an organization called NDIC (Nigeria deposit insurance corporation) to take full charges of depositors funds in collaboration with central bank of Nigeria (CBN) the idea of a NDIC in the country was welcome to deregulate the banking sectors.
            The automous condition of banking sector in necessary if developments, international standardization is to be achieved and more so. It economic emancipation is to be a thing of reality.
            Government over influence in the running of banks is problem that has  prompted the establishment of the corporation. Government can only controlled the activities of banks that are owned by over or been incorporated by law and what I mean by incorporated is by paying recapitalization requirement (#256) which introduced on 2004 by CBN governor.
            The purpose of the study are the following:
To evaluate the problems of mismanagement of fund
To x-ray depositor fund insecurity in banks
To investigate the reason for failures of banks
To know CBN / NDIC roles in saving the depositor fund
To find the reason for unit bank abnormal growth in the century
To know whether banks is keeping legal reserved improved by CBN for day to day recording
To eliminate fraud act among banks managers
To wipe out distress among incorporated banks in Nigeria banking sectors.
1.2              REASONS FOR THE STUDY
The reason for the study is to know the NIDC roles in banking sector is as follows
To know how Nigeria deposit insurance corporation supervise the activities of banks
To know the NDIC roles in nation economic financial monetary management
To know the reason why some banks in our nation is distress
To know the important impact NDIC play in the banking sectors
To know some instrument NDIC used in regulating banking activities
To fund some problem that are facing the practice of banking
To eradicate fraud acts in banking sector through the activation of NDIC  
1.3              SIGNIFICANCE OF STUDY
In this course of study, throughout the process (information) I have acquired in my study which I have gone through I realized that the NDIC and banks and also my followed student in this field will benefit from this my study because this will make them add more seriousness on their activities and especial NDIC with put more effort in their role in banks.
            In academically, mostly my colleagues will benefit more from this study by knowing the input NDIC plays in our banking sectors. and also our nation will benefit from the study.                      
1.4       DEFINITION OF TERMS
The terms in the topic of study are simply defined thus:
Nigeria
This is the longest country in the western region of the context of African. It has a population of well over 120million at the end of 1990 national. Census the country is enriched by God with different resources both human and natural resources. Presently, the country’s major sources of finance and global recognition are from the oil sector. The country Nigeria in muilt tribal nation and has English and French as the official languages.
Deposit
this is the amount or percentage or ratio of money an individual, group of persons, company keeps with an individual, groups of persons of company that is licensed by the corporate affairs commission to operate as a bank or financial house with the purpose withdrawal at any giving time which must attract some interest.
Insurance:
            A defined by oxford learners dictionary as “a contract made by company society, or the state to provide a guarantee to compensation for lose, damage, linens. Death etc in return the statement “beware buyers does not apply because the truth about that the intending policy holder intend to insure must be made known to the insurer to make the contract valid
Corporation
            This is defined by oxford learners dictionary as a group of people having authority to operate a single unit with a separate legal existence.
Role
            The part taken or played by an individual group of persons, companies towards achieving a goal as define by oxford learners dictionary.
Banking sector
            This is the sector of the country that handler the financial aspect of the economy. This sector has major players in it and they are as follows: commercial banks, merchant banks, community banks etc. this sector remain the life wire of the economy of any nation.