ABSTRACT
It is generally accepted that development banks like most other types of financial institutions are facing a number of problems that most pressing and immediate of these, the problems of project financing and implementation are most exacting and formidable.
This study is therefore carried out as a first step towards identifying these problems, with a view to finding lasting solution to them. the study also deals with the introductory aspects of the research.
It briefly examines the origin of development banking in Nigeria with particular reference to the establishment of the Nigerian Bank for Commerce and Industry (NBCI). Chapter one contains information on the statement of the problem, objectives of study, the significance of the study, the scope and limitations of the study and a clear definition of terms and abbreviations used in the study.
Chapter two contains information on literature review.
Chapter three and four deals with data collection and analysis. The research hypothesis deals with both primary and secondary data, which also tested hypothesis formulated in chapter one.
The research was finalized with interesting research findings, recommendations and conclusions as regards to the best means of eradicating or at least minimizing the problems of project financing and implementation in Nigeria.
TABLE OF CONTENTS
Title page II
Approval page III
Dedication IV
Acknowledgement V
Table of contents VI
Abstract VIII
CHAPTER ONE
1.0 Introduction 1
1.1 Background of the study 1
1.2 Statement of the Problem 4
1.3 Objectives of the study 7
1.4 Research hypothesis 10
1.5 Scope and limitations of the study 11
1.6 Definition of terms and abbreviations 12
Notes 14
CHAPTER TWO
2.0 Literature Review 15
2.1 History of the Bank (NBCI) 15
2.2 Sources of Fund 16
2.3 Functions and Operation of NBCI 17
2.4 Cannon of lending 20
2.4.1 Conditions for borrowing from NBCI 25
2.5 Securities acceptable for bank lending 28
2.6 Method of taking security 32
2.7 Financing lease and types 34
2.8 Advantages and disadvantages of leasing 36
2.9 Problems of finance by banks 39
Notes 44
CHAPTER THREE
3.0 Introduction 46
3.1 Selection of Population 46
3.2 Sample and sampling 46
3.3 Method of data collection 47
3.4 The techniques of data analysis. 48
CHAPTER FOUR
4.0 Data Presentation and Analysis 50
4.1 Data Analysis 50
4.2 Test of Hypothesis 56
CHAPTER FIVE
5.0 Research Findings, Recommendations and Conclusions
5.1 Research Findings 58
5.2 Recommendations 65
5.3 Conclusions 67
Bibliography 69
Appendix (questionnaire) 71
