TITLE PAGE

APPROVAL PAGE

DEDICATION

ACKNOWLEDGEMENT

TABLE OF CONTENT

CHAPTER ONE

INTRODUCTION

1.1 BACKGROUND OF THE STUDY

1.2 STATEMENT OF PROBLEM 

1.3 OBJECTIVE OF THE STUDY

1.3 SIGNIFICANCE OF THE STUDY

1.4 LIMITAITON OF THE STUDY

1.7 DEFINITION OF TERMS

CHAPTER TWO

2.0 REVIEW OF RELATED LITERATURE 

2.1 INTRODUCTION 

2.2 RURAL BANKING SCHEME IN NIGERIA

2.3 NATURE AND CONCEPT OF COMMUNITY BANKS

2.4 FUNCTIONS OF COMMUNITY BANKS IN RURAL AREA

2.5 WHY MOST COMMUNITY BANKS ARE FOLDING

2.6 PROCEDURE FOR THE ESTABLISHEMNT OF COMMUNITY BANKS.

CHAPTER THREE

3.0 SUMMARY OF FINDINGS

3.2 RECOMMENDATION

3.1 CONCLUSION

 REFERENCE

 

This chapter is mainly concerned with the efforts at

expanding the economic base of the rural area which are always backwards because of scarcity of and restrictive access to loanable funds.  In solving the problem, previous government in their economic policies have lied on development banking and rural branch banking of orthodox banks.  The word Community Banking is defined as a self sustaining financial institution owned by a community or a group of communities.  Unlike commercial banks, community banks were established mainly to promote productive activities in the rural area.  Specially, they are meant to facilities the programmes of directorate of food, roads and rural infrastructural producers.

 Community bank has no other branch because it is established to operate within a community alone.  It is well known that 75 percent of the country’s resource and ownment are in the rural areas.  So our development project and programme can not achieve any appreciable improvement until this is focus on those rural areas.