ABSTRACT
This project work is the challenges facing the Nigeria banking industry. The history of Nigeria banking can be traceable in the early 1820’s with the African banking corporation that was established in Lagos but the corporation did not last as a result of banking habit of the people and consequently ceased operation in 1890.
   This project has to do with the problems competitions government interventions, distresses been experienced in the Nigerian banking industry in this present day activities of the banking sector.
This study will attempt to bring on various problems but could be caused and the challenges for customers and also offer solutions on how it could be circumvented.
  The study which is not a result of one research but a contribution of research ideas examines the different measures adopted at different occasions by the central bank of Nigeria to curb the challenges facing the Nigeria a banking industry.
The research methods used are primarily secondary since primary data cannot be effectively used at this state of learning. The researcher made use of both historical and survey research method carrying out this investigations. 
   Finally, findings recommendations and conclusions are drawn. Based on the objectives the findings revealed that challenges has to do written competition as far as banking industries in Nigeria are concerned, and that distress can be run into as a result of these challenges in the banking industry. Based on the findings, recommendations are made on how to improve the challenges facing the Nigeria banking industry.

TABLE OF CONTENTS
TITLE
APPROVAL
DEDICATION
ACKNOWLEDGEMENTS
ABSTRACT
TABLE OF CONTENTS

CHAPTER ONE
INTRODUCTION
1.1 HISTORICAL BACKGROUND OF THE STUDY BANKING IN NIGERIA
1.2 STATEMENT OF STUDY
1.3. OBJECTIVES OF STUDY
1.4 RESEARCH QUESTIONS
1.5 PURPOSE OF THE STUDY
1.6. SIGNIFICANCE OF THE STUDY
1.7 SCOPE OF THE STUDY
1.8 LIMITATION OF THE STUDY
1.9DELIMITTION OF THE STUDY
1.10 IMPORTANCE BENEFIT OF THE STUDY
1.11 RATIONABLE JUSTIFICATION OF THE STUDY
1.12 ASSUMPTION OF THE STUDY
1.13 DEFINITION OF TERMS

CHAPTER TWO
REVIEW OF RELATED LITERATURE
2.1 INTRODUCTION
2.2 ACTIVITIES OF THE BANKING INDUSTRY IN THE PRESENT DAY IN NIGERIA CONIVERSAL BANKING
2.3 INTRODUCTION OF UNIVERSAL BANKING IN NIGERIA
2.4 GUIDELINES FOR THE PRACTICE OF UNIVERSAL BANKING IN NIGERIA
2.5 ACTIVITIES THAT BANKS CAN UNDERTAKE
2.6 EXPERIENCES ON BANK (DISTRESS AS A RESULT OF (COMPETITION) CHALLENGES) CHALLENGES FACED.
2.7 CAUSES OF DISTRESS IN BANKING INDUSTRY
2.8 BRIEF SURVEY OF BANK DISTRESS IN NIGERIA
2.9 MANAGEMENT OF BANK DISTRESS
REFERENCE.

CHAPTER THREE
RESEARCH DESIGN AND METHODOLOGY.
2.10  METHOD OF DATA COLLECTION
3.1   SECONDARY METHOD OF DATA COLLECTION
3.2 LOCATION OF DATA
3.3 ANALYSIS OF DATA.

CHAPTER FOUR
SUMMARY OF FINDINGS
4.1 SUMMARY OF FINDINGS
4.2 DISCUSSION OF RESULT

CHAPTER FIVE
CONCLUSION AND
RECOMMENDATIONS
5.1 CONCLUSION
5.2 RECOMMENDATIONS
BIBLIOGRAPHY.