ABSTRACT
Not, every Nigerian knew exactly the paramount impact of Community Banks to our dear nation and to economic growth and development of our father land Nigeria. Most of the time, it sounds aloof and appears trivial to the ignorant and the unconcerned. We just hear about this bank without really care how to set it up or even support it.
However, Community Banks established in Nigeria to help remedy the problem of lack of development that has been facing Nigeria since after World war II in some areas of the country.
The fundamental concepts of a Community bank is of self-sustaining financial institution owned and managed by community or a group of communities for the purpose of providing credit deposit, banking and other financial services to its members, largely on the basis of their self-recognition and credit worthiness.
This research, work has five chapters. The first chapter of this document contains a general discussion ie introduction of the topic of scrutinizes Community Banking. It want further to state the background of the study, statement of problems, objectives of the study, statement of hypothesis, scope and limitations of the study, finally the definition of terms.
A number of past related literature were vividly reviewed in chapter two for the purpose of effective and comprehensive study in other words, highlighted the objectives and functions of Community Banks vice-versa.
Chapter three deals with the research design and methodology, method of research design, sources of data, selection of population, sample and sampling techniques. It also deals with method of data presentation and analysis.
The data got from research survey were analyzed and interpreted in chapter four.
Finally, the fifth chapter made by the researcher saw to the summary of findings, recommendation and conclusion.
The major findings of the study is that Ndiafia Community Banks been the case study of this research work could be rited as fair and good as regards its roles in her services and this is obviously manifested by their performance since the bank was open.
TABLE OF CONTENT
Title page i
Approval page ii
Dedication iii
Abstract iv
Acknowledgement vi
Table of content ix
CHAPTER ONE
1.0 Introduction 1
1.1 Background of the study 1
1.2 Statement of the Problem 3
1.3 Purpose/objective of the study 5
1.4 Research Questions 6
1.5 Research Hypothesis 7
1.6 Significance of the study 9
1.7 Scope and Limitation of the study 10
1.8 Definitions of terms 11
Reference 12
CHAPTER TWO
2.0 Review of Related Literature 13
2.1 Origin of community Banks 13
2.2 Nature and Scope of Community Banks 16
2.3 Concept of Community Banks 18
2.4 Objectives of Community Banks 20
2.5 Functions of Community Banks 21
2.6 Ownership Structure of Community Banks 22
2.7 Functions of National Board for Community Banks 23
2.8 Central Bank of Nigeria Control measures
to Community Banks 25
2.9 Community Bank and the National financial institutions 26
2.10 Community Bank and Local Economic Development 27
2.11 Problems confronting Community Banks 33
References 36
CHAPTER THREE
3.0 Research Design and Methodology 38
3.1 Research Design 38
3.2 Sources of Data 38
3.3 Population 40
3.4 Sample and sampling Techniques 40
3.5 Method of Data Analysis 41
References 43
CHAPTER FOUR
Data presentation and Analysis Interpretation 44
4.1 Analysis by percentage Distribution 44
CHAPTER FIVE
Summary of Findings, Recommendation and Conclusion 64
5.1 Findings 64
5.2 Recommendation 66
5.3 Conclusion 68
Bibliography 70
