INTRODUCTION
A microfinance institution is a semi formal organization. It can be non government al or community development initiative. It is a subset of flexible structures and system which provide a wide range of financial and saving needs of small scale enterprises in developing countries where top town formal financial institutions have failed to address the credit need off the real sector of the economy.
The Nigeria microfinance institution have come along way, a central bank study has identified as at 2001, 160 registered microfinance institutions in Nigeria with aggregate savings worth N99.4m and outstanding credit of N649.1m indicating huge business transactions in the business (Anyanwu, 2004). Institutional structures for the provision of micro credit vary and may be government, NGO supported, traditional, or mixture of two or more of these, there are all those that operate on the line of informal models. They are credit and savings association which are based on the traditionally experience, they provides savings and credit services to their members.
CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND OF THE STUDY
1.2 STATEMENT OF THE PROBLEM
1.3 OBJECTIVES OF THE STUDY
1.4 SIGNIFICANCE OF THE STUDY
1.5 RESEARCH QQUESTIONS
1.6 SCOPE OF THE STUDY
1.7 LIMITATION OF THE STUDY
1.8 DEFINITION OF KEY TERMS
CHAPTER TWO
LITERATUR REVIEW
2.1 INTRODUCTION
2.2 THE CONCEPT OF MICROFINANCE
2.3 CONCEPT OF SMALL AND MEDIUM ENTERPRISES
2.4 THE ROLE OF MICROFINANCE BANK IN FINANCING SMALL AND MEDIUM SCALE ENTERPRISE
2.5 ROLE OF DEVELOPMENT FINNACE INSTITUTIONS TO MICROFINANCE INSTITUTIONS IN NIGERIA
2.6 PROSPECT OF MICRO FINANCE INSTITUTIONS IN NIGERIA
2.7 FUNDING OF SMALL SCALE ENTERPRISES IN NIGERIA
2.8 PROBLEMS MILITATING AGAINST ACCESSIBILITY OF MICRO FINANCE LOANS
2.9 SUMMARY OF THE REVIEW
CHAPTER THREE
RESEARCH METHODOLOGY
3.1 INTRODUCTION
3.2 RESEARCH DESIGN
3.3 AREA OF STUDY
3.4 POPULATION OF THE STUDY
3.5 SAMPLE SIZE AND SAMPLING TECHNIQUE
3.6 INSTRUMENT OF DATA COLLECTION
3.7 RELIABILITY OF THE INSTRUMENT
3.8 VALIDITY OF THE INSTRUMENT
3.9 METHOD OF DATA COLLECTION
3.10 METHOD OF DATA ANALYSIS
CHAPTER FOUR
DATA PRESENTATION AND ANALYSIS
4.1 INTRODUCTION
4.2 CHARACTERISTICS OF RESPONDENTS
4.3 DATA ANALYSIS
4.4 SUMMARY OF FINDINGS
4.5 DISCUSSION OF FINDINGS
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
5.1 SUMMARY
5.2 CONCLUSION
5.3 RECOMMENDATIONS
BIBLIOGRAPHY
APPENDIX I
APPENDIX II
