ABSTRACT
When banks face distressed, it is in the best interest of the non-distressed ones that have an effective resolution of them to carry out investigation. This is because the distress in one Bank can lead to a loss of confidence in the effected bank.
It can also affect lack of confidence in the entire banking system, the corporation requires enormous amount of money which the insurance fund through debt recovery techniques and problem away out the prospect in the banking system.
Bank customers expect their banker to provide them with loan and advance to make up for their fund; also the ability for Bank to maintain adequate profitable credit policy and debts recovery technique is always maintained.
Debt credit control department is not the center for banks and as such, they are mainly to charge with responsibility of making proper use of the shareholders fund for the benefit of the entire public at large.
The union bank of Nigeria PLC has been working for this same purpose.
Which study how debt recovery techniques employed by union bank of Nigeria plc is carried out in the banking system, towards the effective running of demand appropriate. Then, the case study method was adopted in carrying out this work and data were collected from secondary and primary source.
Secondary source of information include this use of existing literature coupled with use of some journals and other unpublized manuals that seen to be useful to this work.

TABLE OF CONTENT
1.0    CHAPTER ONE
1.1 INTRODUCTION
1.2 BACKGROUND OF THE STUDY
1.3 OBJECTIVE OF THE STUDY
1.5 LIMITATION OF THE STUDY
1.6 REFERENCES OF THE STUDY

2.0 CHAPTER TWO
2.1 LITERATURE VIEW
2.2 REFERENCES

3.0 CHAPTER THREE
3.1 RESEARCH DESIGN / METHODOLOGY
3.2 SOURCES OF DATA
3.3 COUNCIL SAMPLE SIZE WITH
3.4 METHOD OF DATA COLLECTION
3.5 REFERENCES.

4.0 CHAPTER FOUR
4.1 FINDING
4.2 REFERENCES

5.0 CHAPTER FIVE
5.1 SUMMARY OF FINDING
5.2 RECOMMENDATION AND CONCLUSION
5.3 SUGGESTION FOR FURTHER RESEARCH
5.4 BIBLIOGRAPHY
5.5 APPENDIX