ABSTRACT
This study examines the current banking sector reforms and repositioning through recapitalization for competitive advantage with a particular reference to United Bank for Africa. The study further discovered that the fragile banking system in Nigeria create a number of problems in the country. This includes lost of depositor’s money, loss of jobs, loss of confidence in the banking system, major financial crises resulting in failure and distress banking syndrome, and inability of the banks to contribute in any significant ways to national development. Finally, the study discovers that in order for United Bank for Africa to strategically reposition itself fro competitive advantage in the post recapitalization era. More emphasis are needed in areas of marketing, information technology, customer services quality of personnel and technology.
TABLE OF CONTENTS
Title page - - - - - - - - - i
Declaration - - - - - - - - ii
Approval page - - - - - - - - iii
Dedication - - - - - - - - - iv
Acknowledgment - - - - - - - v
Abstract - - - - - - - - - vii
Table of Contents - - - - - - - viii
CHAPTER ONE
INTRODUCTION
1.0 Background of the Study - - - - - 1
1.1 Statement of the Problem - - - - - 4
1.2 Objective of the Study - - - - - - 6
1.3 Research Questions - - - - - - 6
1.4 Significance of the Study - - - - - 7
1.5 Scope of the Study - - - - - - 9
1.6 Limitation of the Study - - - - - 9
1.7 Definition of Terms - - - - - - 10
CHAPTER TWO
LITERATURE REVIEW
2.1 Introduction - - - - - - - 12
2.2 The Concept of Recapitalization - - - - 13
2.3 Recapitalization in Developed Countries - - 16
2.5 Trend of Recapitalization in Nigerian Banks - - 26
2.6 Recapitalization and Banks Performance - - 9
CHAPTER THREE
RESEARCH METHODOLOGY
3.1 Introduction - - - - - - - 34
3.1 Area of the Study - - - - - - 35
3.2 Research Design - - - - - - 35
3.3 Population of the Study - - - - - 35
3.4 Sample Size and Sampling Finding - - - 36
3.5 Data Collection Instrument - - - - 36
3.6 Administration of Instrument - - - - 36
3.7 Method used in Analysis of this Study - - - 37
CHAPTER FOUR
DATA PRESENTATION AND ANALYSIS
4.1 Introduction - - - - - - - 38
4.2 Customers Questionnaire - - - - - 50
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
5.0 Introduction - - - - - - - 57
5.1 Summary of Findings - - - - - - 57
5.2 Conclusion - - - - - - - - 60
5.3 Recommendations - - - - - - 62
Reference
