The banking sector has proved a very reliable tool in the development of the nation’s economy and also in the management of individual finances.  However, the distress in the banking system has drastically reduced public confidence and interest in the institution hence, community bank patronage continue to dwindle to a surprising point.

Under this negative development, the banks now rely greatly on the effectiveness of electronic data processing system for survival.

It is therefore, the scholarly need to examine the functional ability of electronic data processing system in community banks that prompted this topic.

For the purpose of this study, the researcher tacked this research work from the following perspectives.  In the first plane, the broad work was divided into five chapters.

The first chapter treated the background of study, the statement of problem, purpose of study significant of the study, including research hypothesis.

Furthermore, chapter four carried the data presentation and analysis, discussion and findings embodying the needs for the electronic data processing system.

Finally, the last chapter contained the conclusion, the necessary recommendations and of course, the areas for further research.

It is therefore evident data processing system in grass root, banking.  The study also showed that banks apply EDE techniques in their daily operations for enhance productivity.