ABSTRACT
The purpose of study is to determine the roles of (NDIC) in minimizing Bankruptcy in the Nigeria deposit banks. The problem of the study was that there is consistent bank failure of the banking sector together with irregularities. The objective is to find out why there are still bank failures in Nigeria. For the success completion of this research work, the researcher makes use of both primary and secondary methods of data collection for information gathering. Primary data were collected through direct interaction with the staff of NDIC. Secondary data were collected through periodical and journals, textbooks and lecture notes. The gathered data was put with simple percentages while the hypotheses stated were tested with chi-square. The summary of findings made was that (NDIC) play a greater role to the banking industry and depositors. The conclusion showed that government has made laws that will help to sanitized the banking sectors. Therefore the researcher, recommended that NDIC should protect the depositors interest as well as promoting safe banking environment in the country.
TABLE OF CONTENTS
Title Page ii
Approval page iii
Dedication iv
Acknowledgement v
Abstract vi
CHAPTER ONE
INTRODUCTION
1.1 Background of the study 1
1.2 Statement of the problem 3
1.3 Objectives of the study 4
1.4 Research Questions 5
1.5 Research Hypothesis 6
1.6 Significance of the study 7
1.7 Scope and limitation of the study 8
1.8 Definition of Operational Terms 10
Reference
CHAPTER TWO
REVIEW OF RELATED LITEERATURE
2.1 An overview 13
2.2 Historical development of banking industry in Nigeria 14
2.3 History of NDIC in Nigeria 20
2.4 Achievement of Nigeria Deposit Insurance Corporation (NDIC) 22
2.5 The Role of the Nigeria Deposit Insurance (NDIC) 26
2.6 Reasons behind the establishment of the Nigeria Deposit Insurance Corporation (NDIC) 28
2.7 The benefits of the Nigeria Deposit Insurance Corporation (NDIC) 32
2.8 How the banking industry pay their premium and to what extent 35
2.9 Problems facing the NDIC 38
2.10 The impact of NDIC on the banking industry Insurance Corporation on the banking industry 42
2.11 Examination of Laws Guiding Nigeria Deposit Insurance Corporation on the banking Industry 44
Reference
CHAPTER THREE
RESEARCH METHODOLOGY AND DESIGN
3.0 Research Methodology 48
3.1 Research Design 48
3.2 Sources of Data 49
3.2.1 Primary Data 49
3.2.2 Secondary Data 50
3.3 Population of the Study 51
3.4 Sample Size 52
3.5 Instrument Used 54
3.6 Method of Data Presentation 56
3.7 Validity and Reliability of the Instrument 56
References
CHAPTER FOUR
DATA PRESENTATION AND ANALYSIS
4.1 An Overview 58
4.2 Data Presentation 58
4.3 Data Analysis 59
4.4 Test of Hypothesis 71
CHAPTER FIVE
SUMMARY OF FINDINGS, CONCLUSION AND RECOMMENDATION
5.1 Summary of Finding 80
5.2 Conclusion 83
5.3 Recommendations 84
5.4 Suggestion for Further Studies 88
Bibliography
Appendix
