The aim of this research study is to analyze and ascertain the extent to which fraud and poor management contributed to bank failure through a careful analysis of banking industry with a particular reference to the presently embattled Savannah Bank of Nigeria Plc. whose operating license was recently revoked. 

Chapter one examined the historical development of banking in Nigeria, recognizing the catalytic roles of the business of banking in the economy, together with other introductory analysis on the extent of bank failure and fraud and their effect on the development of banking business in Nigeria. 

In chapter two, an overview of bank failure in Nigeria economy was made. Emphasis were laid on their genesis, caused (fraud and poor management), control issues involved in bank failure management. Particular attention was drawn on the impact of banking business in the overall development of the people, and economy and the implications of its failure. The controversy surrounding the revocation of the operating license of Savannah Bank Plc and the prospects of banking business were also treated. 

In chapter three, the research narrated how the various data for this study were collected and which information were used with a view to realizing the objectives of the study. 

In chapter four, tables of percentages were used to present and analyze the data collected and which information were used with a new to realizing the objective of the study. 

In chapter four, tables of percentages were used to present in analyze the data collected while chi-square method was used to test the postulated hypothesis. 

Finally, in chapter five, a critical analysis of the research study revealed that bank failure in Nigeria are attributable principally to fraud, poor management team and adverse economic conditions among other institutional and non- institutional factors. However, it was recommended among other things that due to the peculiar and strategic position of the banking industries and their synergistic effects of change arising. Therefore government should closely monitor the activities of bands through their agencies/regulatory authorities without necessarily politicizing their mandate Banks should equally strengthen their internal control measure. Moreover, if the regulatory authority saddle with the responsibility of managing industry keep an eagle in the industry’s activities, it will stem the tide to bank meddling with the fortunes of depositors shareholders and other interested parties and forth overall benefit of the economy. This is in view of the catalytic role of banking business in the economic confidence in the banking public. Further research on very relevant linked area of the research topic was also suggested by the research. This is in view of the dynamism, and inexhaustibility of the topic of study. 

Title page

Approval page

Dedication

Acknowledgement

Table of contents

Abstract

CHAPTER ONE

1.0 Introduction

1.1 Background of the Study

1.2 Statement of Problem

1.3 Objective of the study

1.4 Significance of the Study

1.5 Research Questions

1.6 Formulation of Hypothesis

1.7 Scope and Limitations of the Study

1.8 Definition of Terms

Reference

CHAPTER TWO

2.0 Literature Review

2.1 Evolution of Banks Failure in Nigeria

2.2 Fraud in Banks- An overview

2.3 The poor management control system and Bank Failure

2.4 Tackling Bank failure in Nigeria

2.5 Savannah Bank of Nigeria PLC and the Banking Regulatory umpire: The seizure of operating license

2.6 Future prospects of Banking business in Nigeria

2.7 Summary of Literature Review.

Reference

CHAPTER THREE

3.0 Research Methodology

3.1 Research Design

3.2 Area of Study

3.3 Population of Study

3.4 Sample and Sampling procedure

3.5 Instruments for Data collection

(a) Primary sources

(b) Secondary sources

3.6 Methods of Administration of Research Instrument

3.7 Methods of Data Analysis

3.8 Reliability and Validity Tests

CHAPTER FOUR

4.0 Data Presentation and Analysis

4.1 Data Presentation

4.2 Data Analysis and Interpretation

4.3 Test of Hypothesis

Reference

CHAPTER FIVE

5.0 Summary of Findings, Conclusions and Recommendations

5.1 Summary of Findings and their Implications

5.2 Conclusions

5.3 Recommendations

Bibliography