ABSTRACT

This project work was on the importance of community bank in rural areas with a special interest on Nise Community bank Awka south, of Anambra State as a case study.

The dynamism in the banking industry has motivated me to write on this subject and the purpose is to find out how community banks are coping with rural challenges.  The hypothesis tasted are as follows:

Many rural dwellers are yet to realize and understood the  importance of community banking service to the success of economic activities.  That may community banks are yet to attain the quality of management and staff required to provide effective and efficiency services to their customers.  The corresponding alternative hypotheses were also stated.

Based on this, the researcher designed a research plan that involved a review of related materials and use of research instrument for the collection of primary data.

The population of the study were the staff and the customers of Nise Community bank.  Sample sizes of 291 questionnaires were used for this project and out of which 246 were returned.  Data collected were use to test the hypothesis formulated and sum major findings made which includes:

That many rural dwellers have realized and understood the importance of community banking services to the success of their economic activities.  That many communities have attained the quality of management as staff required to provide the efficient and effective services to their customers.

The summary conclusion and recommendations in this research work are expected to improve the operation of the bank and sequentially achieved of the rural areas and economic stability of the country at large.

TABLE OF CONTENT

Title page

Approval

Dedication

Acknowledgement

Abstract

Table of content

CHAPTER ONE

1.0Introduction

1.1statement of problem

1.2purpose of the study

1.3Significance of the study

1.4Statement of Hypothesis

1.5Scope of the study

1.6Limitation of the study

1.7Definition of terms

CHAPTER TWO

2.0Review of related literature

2.1Community banking System in Nigeria’

2.2The economic role of community bank

2.3Community bank criteria for lending to customers

2.4The interest of community bank

2.5The security for community banks lending

2.6The major characteristic of community bank service

2.7The challenges of community banking institution Nigeria

2.8Historical Development of community bank

2.9Operational system of community bank 

under the finding & objectives

2.10Rural mobilization techniques of 

the community and achievement

2.11Problems associated with community bank in Nigeria

CHAPTER THREE

3.0Research design and methodology

3.1sources of data

3.2Sample used

3.3Method of investigation

CHAPTER FOUR

4.0Data presentation and analysis

4.1Data presentation and analysis

4.2Test of Hypothesis

CHAPTER FIVE

5.0Summary of findings, conclusion and recommendation

5.1findings

5.2Conclusion

5.3Recommendations

Bibliography

Appendix