ABSTRACT

This project aims at examining various government policies and theireffects on the survival and growth of small and medium scale enterprises(SMEs). It is crucial for us to understand and appreciate what constitute asmall or medium scale enterprise, what factors militate against theirsurvival and growth, and the proliferation for which government policieshave been formulated to address. The study intends to examineconstraints encountered by small and medium scale industries as thefederal government continues to lay emphasis on self-relianceindustrialization through the encouragement of small and medium scaleindustrial development New lending schemes and credit institution at both

local and federal levels has been established to encourage thedevelopment of small and medium scale businesses and they include thenational economic reconstruction fund (NERFUND), the national,Directorate of Community Bank and other Development Bank of Nigeria,Bank of Agriculture, Bank of Industry, Nigeria Industrial DevelopmentBank (NIDB), Nigeria Bank for Commerce and Industry Small and MediumIndustries Equity Investment Scheme.

TABLE OF CONTENTS

CHAPTER ONE

INTRODUCTION

1.1    Background of the Study

1.2    Statement of the Problem

1.3    Objectives of the Study

1.4    Research Questions

1.5    Research Hypotheses

1.6    Significance of the Study

1.7    Scope of the Study

1.8    Definition of Terms

CHAPTER TWO 

LITERATURE REVIEW

2.1    Recognition of Small and Medium Scale Enterprises

2.2    Definition of Small and Medium Scale Enterprises

2.3    Characteristics of Small and Medium Scale Enterprises

2.4    The Role of Small and Medium Scale Enterprises in Economic Development

2.5    Strategic Importance of Small and Medium Scale Enterprises

2.6    Problems of Small and Medium Scale Enterprises in Nigeria

2.7 Promotion of Small and Medium Scale Enterprises in Nigeria

2.8 Identification of Government Policies that directly impact on thesurvival and growth of Small and Medium Scale Enterprises

i. Fiscal Measures

ii. Monetary Measures

iii. Budget Measures

2.9    Government Institutions, Programmes and Schemes established and designed to enhance the business operations of SMEs

CHAPTER THREE 

RESEARCH DESIGN AND METHODOLOGY

3.1    Introduction of the Study

3.2    Research Design

3.3    Area of Study 

3.4    Population of Study

3.5    Sample Size Determination

3.6    Instrument for Data Collection

3.7    Validation of the Instrument

3.8    Reliability of the Instrument

3.9    Method of Data Collection

3.10   Method of Data Analysis

3.11 Questionnaire Distribution and Retrieval

CHAPTER FOUR

DATA PRESENTATION AND ANALYSIS

4.1    Data presentation and Analysis

4.2    Testing of Hypothesis

4.3    Summary of Results

CHAPTER FIVE

DISCUSSION, CONCLUSION AND RECOMMENDATION

5.1    Introduction

5.2    Discussion of Result Findings

5.3    Implication of the Research Findings

5.4    Conclusion and Recommendations

References