ABSTRACT The study was about Micro finance financial serv1ces to poor people in Buyinja Sub County '-Jama) in go District. The purpose of this study was to investigate whether micro finance institutions: contribute toward rural communities in economic development focusing at the range of services offered by MFis. Assessing whether services offered by MF!s actually address the economic development of· rural communities suggesting possible measures that should be adopted to enhance rural communities in economic development. This study targeted a population or 50 respondents or 1hich .tl! respondents \\ere considered and used for the study. These were of two categories: 30 rural persons and I 0 ke) informants especially MF!s staff. Gender balance \\'US considered in the study. 'he purpose and simple sampling techniques \\Cre used to obtain the respondents. In the study. 5 'arishcs \\ere chosen a cross the sub county especially those ones that \\ere easy to reach by roads. rom each of these 5 parishes. I 0 respondents viere chosen. These included; 6 rural women and. ·1 !'Is stall These were used depending on knowledge, experience and opinions that supplemented n the data got from secondary sources. The researcher found out the roles, effects and suggested the possible solutions. The study findings reveal that Micro Finance Institutions should come up with better skills. knowledge to impact in the beneficiaries so that the poor and the poorest can learn hlm l 01 ercome the t} pica! risks that are associated with these loans. llm'e' er there is a need to ro\ idL' !(H· a productive design l'e8tures to remove the challenges faced by the clients in making use of microfinance  such as loan size. repayment terms and interest rates.