This study was undertaken to investigate the impacts of thrift organizations on the economic well-being of individuals and groups in Enugu. The first step was to find out the meanings of thrift means the habit of saving money and carefully spending it so that none is wasted. Organization we discovered means a group of people in business. From this we deduce that thrift organization are a group of persons who encourage people to save money, use money carefully to avoid wasting money. Banks mortgage institution, micro credit institutions were also studied and were found to be thrift organization. After reviewing the opinions of those involved in the informal thrift organizations as well as reviewing relevant literature on the formal ones banks       co-operative society, data were collected by way of interviewing, method of data analysis and presentation, sample size and sampling techniques, and instrument for data collection. We found that most potent thrift organizations are the mutual assistance groups organized in towns and villages in Enugu State. In Enugu metropolis, it was found that traders engage in (ISUSU) to help them improve and increase the wars in their shops some buy Cars, Motorcycles etc. we recommended that Government should encourage people though education on radio and television on the benefits of mutual aid assistance to enable more people join the groups. 

Title page

Approval page

Certification

Dedication

Acknowledgement

Table of Content

Abstracts

CHAPTER 1:

INTRODUCTION

1.1  Background of the study

1.2  Statements of the study

1.3  Objectives of the study

1.4  Significance of the study

1.5  Research questions

1.6  Scope of the study

1.7  Limitations of the study

1.8  Formulation of Hypotheses

1.9  Definition of terms

2.0  Literature review

2.1  Informal thrift organizations

2.1.2Isusu or traditional or contributions in the rural areas

2.1.2Isusu or traditional thrifting in the urban areas

2.2  Co-operative society

2.2.2Historical Overview

2.2.3Co-operative movement in Nigeria

2.2.4Types of co-operative societies

2.2.5Thrift and credit co-operative society

2.2.6Motive for forming or joining co-operative society

2.2.7Factor influencing formation C/S

2.2.8Benefits of joining co-operatives

2.2.9Court of appeal staff Enugu multipurpose co-operative society limited Enugu--

2.3  Commercial banks

2.4  Mortgage institutions

2.5  Micro credit institutions

2.6  Insurance companies

2.7  The impact of thrift organizations on Economics well being of the people of Enugu State

2.8  Summary of review

CHAPTER III

3.0  Research methods

3.1  Research design

3.2  Area of study

3.3  Population of the study

3.4  Sample size and sampling techniques

3.5  Instrument for data collection

3.6  Method of data collection

3.7  Validation and reliability of the instrument

3.8  Method of data analysis and presentation

3.9  Decision rule

CHAPTER IV

4.0  Data analysis and presentation

4.1  Data analysis

4.2  Data presentation 

4.3  Discussion

CHAPTER V

5.0  Summary of findings, conclusion, and recommendation

5.1  Summary of findings

5.2  Conclusions

5.3  Recommendations

     Questionnaire

     References