TABLE OF CONTENTS

Cover                                                  i

Title                                                 ii

Declaration……………………………………………………………………………………………………………………     iv

Certification………………………………………………………………………………………………………………………  v

Dedication………………………………………………………………………………………………………………………    vi

Acknowledgement……………………………………………………………………………………………………………    vii

Table of Contents………………………………………………………………………………………………………………  viii

Abstract……………………………………………………………………………………………………………………………   ix

CHAPTER ONE    INTRODUCTION     PAGES

1.1Background of the study       1-3

1.2Statement of the problem       3-4

1.3Research question         4

1.4Objective of the study        4-5

1.5Hypothesis of  the study         5

1.6Justification for the study        5-6

1.7Scope of the study         6

1.8Definition of terms            6-8

CHAPTER TWO   LITERATURE REVIEW

2.1Conceptual Review9-29

2.1.1Conceptual framework        30-31

2.2        Empirical Review 31-34

2.3        Theoretical Review34-36

2.3.1    Theoretical framework  36-37

CHAPTER THREE   METHODOLOGY

3.1     Area of study38

3.2     Research design                                 38

3.3  Population sample Size and Sampling technique 38                     

3.3     Source and data collection  39

3.4     Research instrument39

3.4.1 Reliability of instrument39

3.4.2   Validity of instrument39

3.5      Re-statement of hypotheses40

3.6      Methods of data analysis40

CHAPTER FOUR   DATA  PRESENTATION , ANALYSIS AND RESULT INTERPRETATION.

4.1      Data Presentation and Analysis41-60

4.2      Test of hypotheses61-62

4.3    Discussion of findings 63-64

CHAPTER FIVE   SUMMARY, CONCLUSION, AND RECOMMENDATIONS

5.1    Summary65

5.2     Conclusion 65-66

5.3      Recommendation67-68

5.4       Contribution to knowledge68

5.5      Limitation to the study                 68-69

5.6      Suggestion for further Studies 69

             References                    

Appendices